Although lenders want to take the position that usury is dead in Arizona, RDR LAW prevailed on a second motion for summary judgment on usury in three months. This time, RDR LAW represented an individual facing threats of foreclosure by a commercial lender. The lender demanded that it would initiate foreclosure proceedings unless the borrower paid a default penalty and a years’ worth of back interest (that the borrower had already paid). After oral argument, the court granted RDR LAW’s motion for summary judgment and held that the lender violated Arizona usury law and breached the promissory note by charging unlawful interest.